Depends on local laws.In California,an uninsured vehicle can be towed and stored in towing companies yard.You would have to pay towing bill,storage and insure the car before they will release it.Daytime is the safest to drive illegally,lets you blend in traffic.Night is worse because there is more chance of a cop running your plates.In California,insurance info is posted with DMV so when a cop runs it,they know if your insured.You can also get a fix it ticket or a moving violation with fine.
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